Useful Tips on How to Travel without Spending a Fortune


A world to be explored…interesting places to visit….exciting destinations and the willingness to open your horizon and your mind to the unknown ahead or in a word: TRAVELING! One of human kind’s favorite occupation, travelling is definitely a must-try experience for everybody! [Read more...]


Going Green on a Grand Scale

Going Green on a Grand ScaleWhile the government’s intention to adopt sustainable measures to make the average home more energy efficient is admirable, getting the public to understand the process is one difficult trek. To say that the project is complicated is an understatement and if it cannot be explained properly, the chance of getting people to support it is very slim. [Read more...]


Top Tips to Setting up a Successful Business

If you think you have a top selling business idea that is going to make you your fortune, it’s time to put it into practice. First, though, there are things you need to do to get your business set up and properly off the ground. 

Think of opening a business as climbing a high mountain. It might look as though it’s insurmountable from the bottom but, as you take each step, it becomes easier to climb.  The following tips should make it easier for you to get your business going successfully:

  • Do your Research

Find out if your idea is a viable one, if it will actually work. Make any necessary refinements and changes until you are satisfied you have a winning formula.

  • Decide on Your Business Structure

There are a few legal structures you can choose from – limited, sole, partnership etc. Do your homework and decide on the best one for your business needs.

  • Have a Business Plan

This is vital – without a business plan, you won’t get anywhere. It must be well thought out and list all expected expenditure as well as the direction for your business.  A professional business plan can also help you if investment is needed from outside sources.

  • Name Your Business

The right name is important. It must be memorable and it must not be too similar to your competitors. Think carefully about this – don’t dive straight in and do your homework.

  • Think About a Business Logo

Again, this is important. It is the first thing that potential customers see and it must make the right first impression.  Look around the internet and get ideas. Think about the brand you are selling and work your logo around it but, again, make sure it is not too similar to any other. Lawsuits are expensive and something you don’t need when you are just starting out.

  • Domain Name and Website

Once you have your business name start looking at domain names. Once you have that you can build your website. It might be an idea to pay a professional web designer to do this for you. Your website is the one thing that will convert leads to sales and, if people don’t like the look of it, they will go elsewhere.

  • Decide if you Need Physical Premise

Many small businesses are run from home or a garage. Whether you choose to work from home or rent office space, you will need to think about phone systems. This website offers excellent advice.

  • Market Your Business

How you advertise your business is important. As well as using the web, you can also get business cards and flyers printed up. If you can design your own, you can save money and you can also have just one printed and then copy it for distribution.  Look at the best copy machines for your needs, some great information can be found on the internet.

Setting up a business is the hardest part. A professional start and takin the time to do your research can make all the difference between success and failure.


Health and Fitness: Small Ways to Increase Your Energy

Partying can be fun, for a while, but as you get older your body starts to scream in protest every time you stay out. That’s completely normal because our bodies aren’t designed to keep up a rigorous lifestyle forever. However, if you still want to have a little power as you get older, the changes you have to make are kind of small. Sometimes, it’s just a matter of sacrificing some TV and Internet time. Here are two changes you can make to regain some energy.

Keep Eating Well

There’s been a misconception lately that to stay fit; you’ll have to stop eating. If you want to starve and lose as much energy as you can, keep doing that, but if you want energy, you have to do the opposite. However, eating more doesn’t mean getting another bagel every morning.

Instead, try and replace some of your meat meals with green, leafy salads. If you don’t want to go full herbivore, then there are tons of sandwich meals that include both veggies and meat. You should also start looking into smoothie recipes and such. Also, never forget to drink a lot of water.

Start Everyday Right

The most common piece of advice doctors give out is to get the right amount of sleep every day. The thing about sleeping is that getting too little will cause you to get lethargic. However, no matter what people say, you can’t make up the hours lost by oversleeping the next day. That will just result in more lethargy.

The recommended amount of sleep every night is around 6-8 hours of solid rest. You can complement this by opening the shades and getting a little more light every morning. Breakfast is a must, but while cooking, you have to remember to start your day slowly. Don’t try to think about where to find shipping containers for sale; those matters like other container needs are best saved for the office.

These are just a couple of ways you can get a lot more energy with very little effort. Energizing yourself every day is just a choice, so get to it today and reap the benefits later.


Planning Your Next Political Campaign

A political campaign, no matter how small it may be, always take a lot of careful planning and execution to pull off. Even if you are just campaigning to be the president of the school’s PTA, you will still need campaign materials. Among the most popular are pins, caps, pins and of course t-shirts.

A lot of people don’t see the value of t-shirts as campaign materials because they are more expensive than the others. However, t-shirts can be worn several times and will be a good way of identifying your supporters during the actual election day or days leading to the vote.
It can also be worn by your team during the victory party and so on. One good way to ensure that supporters would love to wear your campaign t-shirt is to make sure that the design is good and eye-catching. As much as possible, do away with faces and names – that ship had sailed long ago.

What’s in vogue right now is to use a slogan at the back or front and to have an enticing and meaningful logo created. You can use the same logo for your banners, posters and leaflets or brochures. Make sure that your logo is related to your campaign or your advocacy. If your drive is women empowerment, good nutrition, caring for the environment or charity work – make sure the logo and slogan reflects that.

Why, you may ask. A logo is a visual stimulus, it makes people think and this image sends a signal to their brains to associate it with you. So on election day, when they see the logo on the custom apparel or those custom t shirts that your staff are wearing, they will remember you and cast your name on the ballot. These shirts spark long term memory as well, so it will do you good to start distributing these shirts early in the campaign.

Don’t worry these kind of campaign materials are reasonably-priced. In fact, if you order them in bulk, the production cost actually becomes lower. You can have several sets made: for kids, men’s and ladies designs. Some prefer the classic round neck design while others want the ones with collar.


Minnesota One of the Least Patriotic According to One Real Estate Site

Movoto, a national online real estate brokerage site, did an online survey to rank USA’s states according to perceived patriotism. After the survey was completed, Minnesota ranked 49th, just before California. In other words, Minnesota is the top 2 least patriotic state of the US. Fortunately or unfortunately, the survey was not based on online votes or the subjective opinions of online denizens. The survey ranked South Carolina as the most patriotic followed by Maine, North Carolina, Wyoming, Virginia, and Florida. In terms of cities, the most patriotic on the list is San Diego (of California, ironically) while the least patriotic is Laredo, Texas.

To conduct the survey, Movoto established a number of criteria. These include the number of national historic landmarks per capita, veterans per capita, the sum allocated by the different states for their veterans, and the percentage of the state population who go to their precincts to vote. The survey also looked into the online activities of people in the different US states. It examined the number of online searches for the phrase “buy American flags” and the number of Facebook accounts that included “America” in their list of interests and “likes.”

In the last elections, Minnesota was ranked as the top state when it comes to voter turnout. However, it appears the populace of Gopher State isn’t that showy with their patriotism as their online activities aren’t as “patriotic” as defined by the survey’s criteria. Notably, Minnesota was almost the lowest ranked in terms of searching for American flags to buy and liking America on Facebook.

Of course the survey isn’t scientific. Besides, it’s virtually impossible to come up with accurate criteria and quantifications to measure patriotism. The survey is apparently being used only for promotional purposes, perhaps to give real estate professionals, buyers, and sellers something to discuss. Definitely, Minnesota companies wouldn’t be seeking the real estate services of a Minnesota commercial real estate attorney to allege that their businesses are getting adversely affected by the ranking of Minnesota as one of the least patriotic states.


Top Online Business Marketing Trends in 2014

Forbes published an interesting article about online marketing trends that are expected to dominate this year. There are seven of them and businesses big and small can get good insights from the guidelines they set. They are as follows:

1. Greater Content Marketing Efforts This is a no-brainer. The Internet is all about content. Viral items that raise awareness or popularity for certain products are basically content. It will be foolish for anyone to try to veer away from content marketing this year or even in the next many years ahead. The amount of online content promoting or associated with a particular brand or product will have a significant impact on marketing efforts. These could be through paid blog posts, social media posts, newsletters, and written online correspondence that establish relationships, authority, and trust. Of note, it’s a rarity for online marketers these days to not offer content marketing solutions. Even an internet marketing agency like continues to offer content marketing while providing more popular services such as SEO and social media marketing.

2. More Diverse Social Media Marketing

Social media is not just about Facebook and Twitter. While these two social media platforms are the most popular and arguably the most effective, there are also benefits in exploring other social media avenues especially when pursuing niche markets. For example, those who target professionals should consider marketing through LinkedIn. Those who focus on a visually rich platform can exploit better opportunities on Instagram. Even the seemingly forgotten and neglected Google+ can also contribute something in marketing efforts.

3. Image Centric Content

In a social media marketing industry report for 2014, 70% of marketers are said to be planning on increasing their use of images this year. Most marketing plans are bound to make heavy use of images. Infographics are becoming more popular along with viral photos and relevant memes. Images tend to attract more readers so it’s not surprising why they are likely to become widely used for online marketing.

4. Minimalism

The maxim “less is more” or a trend towards simplicity is expected to become a notable feature in marketing campaigns this year. A clean look as exemplified by the characteristically minimalist packaging of Apple products is going to influence a lot of advertising and marketing efforts in 2014. This can also be observed in how websites nowadays are designed in such ways that they look easier to the eyes and spacious. The details added on posters and other marketing materials are not necessarily being withheld but are simply designed to avoid a cluttered look.

5. Mobile Marketing

The number of mobile phones and phone users keeps increasing so it only makes sense targeting them for possible marketing campaigns. With Internet penetration becoming more far-reaching in different parts of the world, the greater popularity of mobile marketing is only to be expected.

6. Ad Targeting and Retargeting As published on Forbes, more companies will resort to ad retargeting by making use of browser cookies, by seeking patterns in the actions of audiences.

7. Search Engine Optimization

Of course, for as long as search engines remain relevant, search engine optimization will continue to become vital in online marketing campaigns. A search engine optimization agency that offers SEO services will continue to attract customers as they race to have their websites or specific web pages topping Google's search engine results..


How to Keep Your Health Insurance When Your Job Disappears

Losing your job is tough – not only do you lose your regular income, you also stand to lose any health cover that your employer provided. While your mind is probably focused 100% on trying to get a new job and how to survive in the meantime, you must not lose sight of your health insurance.

Illegal Practices

Some employers cut off health cover on the day your job is terminated – that may not be legal.  If you paid your deduction for the entire month but terminated your employment before the last day of the month, it could be illegal for them to stop your health benefits early. Get in touch with the payroll department and tell them you want to be put back on the plan until the end of the month.


COBRA is the Consolidated Omnibus Budget Reconciliation Act and it dictates that you are allowed to continue your employer’s health insurance plan but you do have to pay the full amount of the premium yourself.  Your employer must tell the health plan administrator within a period of 30 days that your cover is terminated and they then have a further 14 days to notify you of your rights to continue and how to do it.

COBRA coverage only lasts for a period of 18 months and, if you have to fork out any medical payments in the 44 days between termination and starting again, you can’t reclaim them until the plan starts again – these can be claimed retroactively though so keep all receipts and reports.

While it may be an expensive option, it does provide you with some breathing space and you can get on with the task of finding a new job, knowing that you and your family are safely covered for your health needs in the meantime.

Other Options

Other options include Obamacare, which is available to all but may work out quite pricey, and Medicaid. When you do finally get secure employment again, check to see if they offer corporate private health insurance – it’s the best and cheapest option to ensure you and your family are covered for all eventualities.


Lifestyle Changes After Breast Augmentation

Undergoing breast augmentation is a life changer. Thus, you have to make sure that before you undergo the procedure, you are totally prepared for it. You need to ponder whether or not it is something that you really want. Once you have done the procedure, it will more or less be permanent. As a result, you have to make lifestyle changes as well. Otherwise, you might suffer from unwanted consequences.

A Few Days After Surgery

Once the surgery is over, it might take a week or so for you to heal. You might see bruising on your breast or swelling for first few days. There will also be breast dressing that will be removed after 24 hours. During the first few days, you are not allowed to do any strenuous activities at all. If you need to do something, you have to ask someone to do it in your behalf. You are also advised not to drink alcohol for the first 5 days after the surgery. It might cause complications.

When it comes to breast care, you have to make sure that you will use only mild and organic soaps. This is to avoid chemicals from contaminating the wounds. You also have to wear bra all the time to support your breasts. You can only remove them when taking a bath. It is suggested that you wear surgical bras designed for women who have just finished breast surgery.

What to Do After Complete Recovery

Once you have fully recovered from breast surgery, it might be time for you to address some permanent needs. For instance, you might need to change your bras. The size normally does not change, but the cup does. Therefore, you have to once again measure your new breasts and find out the right bra that provides support.

Another change that you have to go through is physical doing physical activities. You might have to lessen some tasks as they might put pressure on your breasts. You also have to avoid carrying heavy objects. Wearing sports bra is somehow recommended to provide support to your breast, but make sure that it is not wired. These wired bras might hurt when used over a longer period of time.

Determining Complications

There are possible complications as side effects of the surgery. Thus, at the slightest detection of pain, you have to ask for help from your surgeon right away. Hematoma and swelling on the sides of the breasts are very common. You will know that it is no longer normal if medications can’t take the pain away. You might also experience breathing issues. Thus, you have to be aware of these changes so you can be given immediate help.

Going through breast surgery is definitely a big move. Thus, you have to be prepared physically and psychologically. You also have to make sure that you understand the risks that come with it. If you wish to get the best breast augmentation in Seattle surgeon, you can go here. For breast augmentation in Minneapolis, you can check out


5 Easy Ways to Have a Completely Different Look

Every now and then, we would yearn for a different look, be it to attract attention, to make a statement, or simply because we have grown bored of our current look. While many people believe it takes a lot of work to look different, it’s actually very easy. A few simple changes can go a long way. Here are five things you can do to have a completely different look:

  1. Wear a jacket, coat, or scarf. It might seem unbelievable, but a single additional article of clothing can significantly alter your look. Jackets might seem easy, but a scarf might be intimidating for first-timers. Don’t worry though; there are plenty of tips online to help you get started. In fact, wearing a scarf differently creates more options for you to change your look!
  2. Use a different lipstick color. Not just a different shade, but a different color. If you usually wear red, you may want to try pink, blue, or even purple. For added effect, match the color of your nail polish with your lipstick.
  3. Revisit your closet. It’s highly likely that you have clothes that you don’t wear anymore, or wear as much, for whatever reason. Find new ways to wear them, and experiment by mixing and matching with some of your new clothes–you can have an entirely new outfit in no time!
  4. Accessorize with colorful bracelets and necklaces. Don’t just settle for metal necklaces–try using shell or bead necklaces, and use a few color-matched bangles stacked with other bracelets to complete the look.
  5. Change your hairstyle. To some, this might seem drastic, but aside from getting a new haircut, there are plenty of ways you can style your hair. You can simply change the way you wear it (for instance, from a ponytail to buns), or have it dyed. If you have straight hair, you may want to try curling it with a curling iron or curling wand. If you’re new to curling, there are many resources online on finding the best curling iron in the market. On the other hand, you can find information about the best curling wand here

As a bonus, none of these tips require you to blow insane amounts of money. Scarves, bracelets, necklaces, and bangles can be found online for very low prices, and while the very best curling wands can get expensive, completely functional ones can be found for as low as $10. Try any of these tips and find a new you without much effort!


It’s Time to Change Your Lifestyle and be of Help to Poor Children

Even if you have everything that you need in life, you might still think that it’s not enough. You want more and you are not content of what is given to you. If this is how you live your life in the past years, maybe it’s high time for you to think of other people too. While you are having a dilemma on what car model you want to buy, other people have a bigger problem on what to eat for the day. When you can spoil your own children with everything that they ask for, millions of other children don’t even have basic needs such as shelter and nutrition.

Yes, life is unfair and it is so unfortunate that these children are born in this kind of situation. However, you can do your share and be of help. If you earn more than what you need to provide for your basic needs, then it might be high time for you to share what you have to other people. If you can’t think of any way, the best thing to do is to sponsor a child through UNICEF’s project.

How to be a Sponsor

If you wish to sponsor a child, it does not mean you have to choose one child and bring this child directly to your house. It is more of helping children in general. When you commit to be a Global Parent, then you give a certain amount of money to UNICEF. They will identify the children who are in great need of help and this is where your money will go to. They will provide projects that are not just meant to help for a short-term, but will have long-term effects.

Your Help Will Go a Long Way

There is nothing to worry about when it comes to your donations. You are assured that they are in safe hands. Over the years, UNICEF has implemented lots of projects that helped children across the world, especially from Africa and the tribal areas in Australia. You can sponsor children who need help without necessarily taking them away from the environment in which they are used to.

You can be a better person than who you are now. Make your move and support the child sponsorship project by visiting here.


Essential Tips Before Deciding to Get a Personal Loan

Given the number of banks and financial firms available to provide personal loans these days, it is very easy to just pick one company and apply for a loan right away. Some of them might have strict policies, but you can easily find one that is more relaxed and easier to deal with. However, just before you decide to go for these loans, there are a few things that you need to ponder on.

1. Do you really need this loan? If you are getting this loan just to buy unnecessary items, then don’t do it. You will soon regret this decision. You should take this loan only if you really don’t have any other source of money to pay for something urgent or during medical emergencies. If you are planning to buy something that can wait, then it is best for you to wait.

2. Make sure that you compare the interest rates and other terms associated with these loans among the companies available. You must find it easy to repay the loan later on. If the application process is easy, but the interest rates are too high, then don’t dare get it. You won’t be able to repay it and it spells disaster.

3. Will you be able to repay the loan during the due date? Take note that for some companies, the penalty rate when paying after the due dates is too high. It can even be compounded as you fail to pay within the next few days. Again, this is very risky. Therefore, if you are not sure about your financial resources to repay the loan, then think about this risk before going for it.

4. Stick with trusted companies only. There might be smaller firms out there that may provide personal loans even to people with messed up credit scores. Though this sounds good news for you, it might just be a scam. Therefore, make sure you don’t bite this bait.

When you think you are ready to take this risk, then nothing should stop you from getting loans. If not, you have to find other options. For more details about affordable personal loans online, you can check out